Whether you're trying to lose weight, quit smoking or live healthier, you'll probably need some support.You may find it comes from a surprising place: your health insurance.

Health insurance will pay for a broad range of free preventive care and screenings. Most plans also come with perks that don't directly involve medical care, including help with weight loss and tobacco cessation. By taking advantage of these benefits, you can live a healthier life while maximizing the value of your health insurance.

There are many different perks and benefits available, and you don't need to use them all to get healthier, says Wendy King, director of health and performance at HUB International, one of the largest insurance brokers in America. "It's a matter of using the right benefits for your life right now. It's all about saving time, saving money, and improving your quality of life," she says.

When it comes to health care, she says, that means reducing your health risks and staying vital as long as possible. By utilizing some of these lesser-known perks, you may be able to do just that.

Free preventive care

Preventive care has been shown to improve people's health and lower their costs. Under the Affordable Care Act (ACA), certain preventive services must be covered by all health insurance, whether you get it from an employer or an online marketplace. "Preventive care on the recommended schedule will help to save you money in the long run, and help you to really modify your risk factors over time," King says.