I would say within the last year, Ive probably had four new cards, said shopper Claire Watson.

To fight it, chances are your credit and debit cards either do or soon will have a chip and pin system. The embedded chip on the face of the card with your information generates a unique verification code for each transaction, much more secure than the magnetic stripe.

Chip card readers are already in stores like Walmart and Target.

It makes it virtually impossible for fraudsters to counterfeit cards or create counterfeit transactions, Carolyn Balfany, a Senior Vice President for Mastercard, said.